Get The Funds You Need To Buy, Refi or Restructure Debt On A Rental Property Quickly!

Purchase, Refi & More - Underwriting Done In 24-Hours

3 Weeks Closes On 30-Yr | 620 Min. FICO | Loans Up To $5M | More Options Below

Get Started On A Quote In Seconds

Built For Flippers Who Move Fast. Up To 95% LTC, Rates From 8.9%.

We Lock-in Terms On Your Quote — No Re-Pricing Later

Get A Quote ASAP — Begin Below

FICO Min: 620+ Fix & Flip, 660+ Ground-Up Construction · Loans From $125K To $50M+ (Up to 90% LTC On Ground-Up)

30-Year DSCR Loans

  • ​30-Year Fixed or Adjustable Rates
  • ​Loan Amounts from $75K - $2M
  • ​Vacant Properties Allowed
  • ​Close in an LLC, Trust or Real Person
  • New or Experience Investors
  • ​No Tax Ret. or Employment Doc
  • ​Non-Owner Occ. Inv. Properties Only
  • ​Unlimited Num of Properties Owned

We Underwrite Your Deal Before We Quote It.

Most flippers get a soft quote, start rehab, and get re-priced six weeks in. We underwrite every file ourselves before it goes to a lender, so the terms you see going in are the terms you get at the closing table. Up to 95% LTC on fix and flip, up to 90% LTC on ground-up construction. Same lender for both, so you're not restarting your search when your pipeline moves from rehab to new build.

What You're Working With

  • Fix & Flip: up to 95% LTC, rates from 8.9%

  • Ground-Up Construction: up to 90% LTC

  • Minimum loan $125,000

  • We also fund DSCR, bridge, and hard money if your strategy shifts mid-project

Integrity, efficiency, transparency. That's what we want to be known for, and that's how we underwrite every file that comes through.

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©2025 Upperhand Solutions, LLC. All Rights Reserved

  

1526 W Main St Central SC 29630
Office: 864.400.8177

Julie McCown - CEO - NMLS# 2598035

 This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.